Welcome to our mini-site! This site gives useful information about consumer law in Oregon. To find out more about consumer law and bankrutpcy in Oregon, please visit our main website at www.baxterlaw.com.

This information is provided by the consumer lawyers of the Consumer Litigation Group of Baxter & Baxter, LLP, a Portland, Oregon consumer litigation law firm, specializing in false credit reporting and unlawful debt collection cases. This website contains information about inaccurate credit reports.

A 2004 survey by the U.S. Public Interest Research Group found that seventy-nine percent of sampled credit reports contained errors. Twenty-two percent of the reports had the same mortgage or loan listed twice. One in four of the sampled reports contained significant errors of the type that would cause a consumer to be denied for credit or employment.

Today, credit reports are used for much more than obtaining loans. Credit reports are used to screen applicants for employment. Credit reports are used to determine insurance rates. And of course, credit reports are used to determine eligibility for mortgages, auto loans, and credit. Given the importance of credit today, it is profoundly troubling to see statistics like those in the USPIRG study.

This website is intended to give consumers information about ordering their free annual credit report, and disputing false credit reports, inaccurate credit reports, and credit report errors .

To speak to a Vancouver WA bankruptcy attorney, visit www.baxterlaw.com.

If you require legal representation or advice about identity theft or false credit reports, inaccurate credit reports, and credit report errors , please contact Baxter & Baxter, LLP.

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Contact Us

Baxter & Baxter, LLP
Consumer Litigation Group
8835 S.W. Canyon Ln., Ste. 130
Portland, Oregon 97225
Telephone (503) 297-9031
Facsimile (503) 297-9031
www.baxterlaw.com

This is an informational website about inaccurate credit reports, credit report errors, and false credit reports in Oregon, presented by the consumer lawyers of Baxter & Baxter, LLP.*

The consumer attorneys of Baxter & Baxter, LLP, are frequently contacted by media outlets seeking comment or background on breaking news stories involving identity theft, credit reporting, unlawful debt collection, and other consumer issues. Media inquiries can be directed to Justin Baxter at (503) 297-9031.

* The information provided on this website is intended as general information for the public and for advertising purposes. It is not intended as legal advice. If you believe you need legal representation or advice, please contact the Oregon consumer attorneys of Baxter & Baxter, LLP.

Information about False Credit Reports and Credit Report Errors

• How to Order Your Free Annual Credit Report
• How to Dispute False Credit Reports and Credit Report Errors
• About Baxter & Baxter, LLP
• Home

• Do I have to Pay to See My Credit Report?
• Should I hire Someone to Dispute False Credit Reports and Credit Report Errors for Me?
• Do I need a Credit Monitoring Service?
• What do I do if I am a Victim of Identity Theft?